The best solution for banks, merchants and customers
Benefits for Banks
- Go-to-market quickly with white-labeled point-of-sale loan originations.
- Create flexible and personalized offers that meet your risk appetite and criteria.
- Make life easier with an account management portal that’s a one-stop shop for everything from reporting to disputes.
Enjoy now, pay later with YOUR BANK
Rates as low as 0% APR, with no fees
Fast and simple application
Easy to make payments
see your payment options for your purchase at
Pop’s Outdoor Recreation
Benefits for Merchants
- Deepen merchant relationships through plug-and-play integrations.
- Grow partner profits by attracting high-intent customers and lessening reliance on promotions.
- Equip merchants with all the tools they need, from order management to tri-party disputes to reporting and analytics, all accessible through our Merchant Hub.
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None of the above
Benefits for Customers
- Empower customers to pay how they want, when they want, with the brand they trust.
- Deliver peace of mind with secure payment processing.
- Help guide personal budgeting and purchasing decisions.
Pay with YOUR BANK. 4 payments, every month.
Shop Now. Pay Later.
1 month later
2 months later
Configurable at every step
From payment structure to integration method, we can help you strategize the best solution to meet the unique needs of your consumers. Here’s how it works:
Select the payment structure.
- Splitpay (no APR/Pay in 4)
- Installments (APR based)
Select the Point-of-Sale channels.
- Bank App
Select the payment vehicle.
- Single Use Virtual Card
- Physical Card
- Real Time Payments
Select the integration method.
- Direct API
- eCommerce Plug-ins
- Digital Wallets
- Card Network
- Payment Processor